How Much Will an RV Really Cost?

When budgeting for an RV, it's important to think beyond the sticker price. After all, there are many one-time and recurring costs related to camper ownership. It can be hard keeping everything straight, which is why we created the following guide to the cost of RV ownership.

For more information or to explore RVs for sale, visit 47 West Trailers. Our dealership is based in Troy, Missouri, and we also serve those in Columbia and St. Louis.

The Initial Cost of the RV

The price of a camper is affected by several things.

First, the type of RV. Towable RVs are more affordable than motorhomes, which have complex engine systems.

Second, the size of the camper. More building materials go into creating a bigger model, which increases the asking price.

Third, the included features. A more luxurious RV with amenities such as a fireplace will be more expensive.

Fourth, the age of the camper. Thanks to depreciation, used RVs will be much more affordable than their new counterparts.

Fifth, the time of year. During the off-season, RV dealerships see fewer customers. They will often offer discounts in order to bring customers into the dealership.

The Camper Loan

Most families get an RV with a financing program. This inevitably comes with interest, which can be influenced by various factors. For example, financing options can be affected by your credit score, the length of time for the loan, the amount of the loan, and the type of RV (new, used, refinanced, or full-time living).

Fees for Taxes and Registration

An RV purchase often comes with sales tax, property tax, and registration fees.

In some cases, there may be available tax benefits. For example, you may get a tax benefit if you are buying an RV to become your primary residence.

RV Insurance

The cost of camper insurance is influenced by your situation. If you have a great driving record, for example, you will likely pay less money in insurance costs.

Storage Costs

The RV needs to go somewhere when it is not in use. If you can't store the camper on your property, you will need to pay for off-site storage.

Maintenance Costs

Campers require regular maintenance in order to stay in good condition. Motorhomes will have higher maintenance costs due to their engine systems.

Travel Costs

Each time you use the RV, there will be associated costs. These include fuel costs, utility costs, and campsite reservation fees.

Ready to shop for RVs for sale? 47 West Trailers carries a range of models to suit a range of budgets. Check out the available models online or at our dealership in Troy, Missouri. We also proudly serve those in Columbia and St. Louis, Missouri.